Get Bespoke Mortgage Advice Today

Telephone based advice Mon - Sat

01933 448 022

What kind of mortgage are you after?

ResidentialBuy to let

Mortgages in 4 simple steps!

Step 1

We have a quick chat over the phone to understand the situation in order for us to find the right mortgage for you.

Step 2

We get to work finding the options from the marketplace that best fit your needs and send over some figures!

Step 3

When we have the right solution we get the decision in principle, to make sure the lender can help. With this you can have an offer accepted or just know that  we’re good to proceed to step 4.

Step 4

We submit the application and allocate a personal administrator to keep you updated throughout. So you can just kick back, have a cup of tea and wait for all this to blow over.

For more detail on the process of buying a property see here or here, if you’re buying in Scotland

First time buyer couple image and link to FTB page

First Time Buyers

When you are first looking to buy a house a broker can make the process stress free and help get you on the ladder. For more detail on the process for a first time buyer click here and be sure to also check out our stamp duty calculators below, to see if you will have to pay anything.  Your first house is very exciting and we’d love to help you get the right mortgage for your situation and help you get started.

Looking for next house image and link to Remortgages page

Remortgages

There are various reasons to remortgage your property but generally you’re wanting to save money or raise some. Regardless of your reasons we are always happy to help you. Whether it’s to get a new kitchen or maybe to get a new buy to let, we can provide expert advice and search the whole of market to find you the most suitable deal available to your circumstances. If you’re family is growing and you simply need more space,  congratulations and we look forward to speaking to you!

Houses image for BTL link

Buy to Lets

Whether this is for a purchase, remortgage, portfolio or even commercial mortgages we can help get you set up and make sure  that you’re making as much return on your investments as you can be. At least as far as the mortgage is concerned. For commercial mortgages we have some fantastic business partners that we work with. We always advise you seek financial advice from an accountant before you get your first commercial mortgage.

How much will this cost me, you ask?

There are 3 types of costs:

Mortgage Fees

Depending on the mortgage and your situation, these fees could include valuation, booking, arrangement and any lender-specific fees. Any fees will be confirmed to you when we send you the mortgage figures.

Broker Fee

This is what you will pay us for implementing any mortgages, this fee will only be chargeable upon offer. Should you not progress to mortgage offer, there won’t be any fee for any advice. The fee amount is dependant on the size of the mortgage and will be confirmed on our initial conversation. If you’re a first time buyer, or just unsure of when you’d get the mortgage offer, please see the process here.

Everything Else

These really depend on what you’re doing and could range from solicitor fees to higher stamp duty, if you’re buying an additional property. We can advise on any expected fees when we first talk. You can even check stamp duty yourself with our calculator.

Be sure to check how much Stamp Duty, LTT or LBBT you’ll need to pay for your property

Think carefully before securing debt against your home, your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority do not regulate buy to let and commercial mortgages.

Commercial Mortgages are available by referral to a master broker only.

Our other services

Life Assurance

There are various types of protection that may suit you and we can help put you with one of our select panel of providers.

General Insurance

To accompany your mortgage you will need to have buildings insurance and may wish to have contents . We can help with this too.

What our valued clients have said

Excellent, professional assistance in helping me to find a mortgage. JW Mortgages have gone above and beyond – even though I am not local to the company. Many thanks!
Jodie Soanes

Very professional, knowledgeable, efficient and approachable team. Always respond to queries promptly and thoroughly. Would highly recommend to friends, family and colleagues.
Danielle Moyers

We'd love to hear from you!

Link to contact

Get in touch

Sit back and let us handle the mortgage for you

Call 01933 448 022

or

JW Mortgages Limited is authorised and regulated by the Financial Conduct Authority.

The Financial Conduct Authority do not regulate Buy to Let Mortgages.

J W Mortgages Limited is registered in England and Wales.  Registration Number: 10086660.  Registered Address: 1 Bamburgh Close, Rushden, England, NN10 0TD

Registered in the UK. Company Number: 10086660 with FCA number 938878

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE 

Copyright © J W Mortgages Limited 2021 | Privacy Document | Sitemap |  Complaints Procedure